Start here · 12 lessons
I'm heading to college.
Paying for it, living with people, and nobody to remind you. Take these in order. One a day is plenty. Ticking “Done” is saved only on this device.
- FAFSA, step by step
The FAFSA is the free federal form colleges and career schools use to decide your grants, work-study and loans.
- Reading a financial aid offer
An aid offer mixes money you keep (grants and scholarships), money you earn (work-study) and money you pay back (loans).
- Scholarships and scholarship scams
Scholarships are gifts you don't repay, and finding them is free.
- Federal student loans, explained
Federal student loans come from the U.S.
- Your first budget in 20 minutes
Write down your monthly take-home pay, list your bills and spending, and subtract.
- Opening your first bank account
A checking account keeps your money safe and lets you pay by debit card, online or by app.
- Living with roommates
Most roommate fights are about the same few things: sleep, noise, guests, cleaning, food and money.
- Laundry without ruining clothes
Read the care label, sort by color and fabric, treat stains before you wash, and check for stains again before anything goes in the dryer.
- Consent, explained
Consent is a clear, freely given yes, every time, for each activity.
- Alcohol: knowing the facts
Alcohol is the most common drug used by people under 21 in the U.S.
- How much sleep you need
Adults need 7 to 9 hours a night.
- 988: when and how to reach out
Call, text or chat 988 any time, day or night.