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Start here · 9 lessons

I'm signing my first lease.

Before you sign, while you sign, and the first week after. Take these in order. One a day is plenty. Ticking “Done” is saved only on this device.

  1. Can I afford to move out?

    Add up rent plus utilities and compare it to your monthly income.

  2. Apartment hunting and rental scams

    Fake listings copy real photos and ask for money before you've seen the place.

  3. Your first lease

    Read every page before you sign.

  4. Your rights as a tenant

    Federal law bans housing discrimination, your state sets most other tenant rules, and if a screening report gets you denied you can see and dispute it.

  5. Renters insurance

    Your landlord's insurance covers the building, not your stuff.

  6. How credit scores work

    Your credit score is a number that predicts whether you'll pay a loan back on time.

  7. Finding your water shutoff and breaker panel

    Find the main water shutoff and the breaker panel before anything goes wrong.

  8. Testing your smoke alarms

    Press the test button on every smoke alarm once a month, and replace the whole alarm 10 years after the date it was made.

  9. Fixing a running toilet

    Most running toilets come down to a worn flapper or a float set too high.