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Your place · Moving out

Your first lease

Read every page before you sign. Find the rent, the due date, late fees, the security deposit terms, who fixes what, and how to end the lease early.

Easy20 min to readFreeChecked October 2, 2026

What to know

  1. Get the full lease before you pay anything. USA.gov's first piece of advice is to read your lease so you know your rights and responsibilities. Source: USA.gov
  2. Find the rent, the due date, the late fee, the deposit, and what you have to do to get the deposit back.
  3. Find who handles repairs, and how you ask for one. Plan to ask in writing.
  4. Find how to end the lease early and what it costs.
  5. Ask for any changes in writing. Sign, and keep your own copy. On move-in day, photograph every room before you unpack.
Watch out If a landlord insists you can only pay by wire transfer, gift card or cryptocurrency, it's a scam. The FTC says sending money that way is like sending cash. Source: FTC

See it done

Understanding lease agreements Khan Academy · Length 6:06 · 2024

Video blocked on this network? You don't need it. The written steps are the whole lesson, and the video is extra. Watch it on YouTube later.

If it doesn't work

  • If the landlord won't fix something the lease says they must, put the request in writing and keep a copy. USA.gov points renters to their state's tenant rights resources and to legal aid. Source: USA.gov
  • If you think you were treated differently because of race, color, national origin, religion, sex, familial status or disability, you can file a fair housing complaint with HUD. Source: HUD
  • If you don't understand a clause, ask what it means before you sign, and get the answer in writing.

Good to know

Your rights depend on your state

Tenant rules vary by state. USA.gov links to state tenant resources and legal aid. Source: USA.gov

Federal fair housing law

The Fair Housing Act covers most housing and protects against discrimination based on race, color, national origin, religion, sex, familial status and disability. Source: HUD

Keep a paper trail

Save the signed lease, every rent receipt, and every repair request. Email counts as writing.

Sources

  1. USA.gov Tenant rights
  2. U.S. Department of Housing and Urban Development Fair housing rights and obligations
  3. Federal Trade Commission Rental listing scams

Lesson H1.3 · Last checked October 2, 2026 against the sources listed.

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Next in Your placeYour rights as a tenant

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