Debt

• APR and interest in plain EnglishA credit card's interest rate is the price you pay for borrowing, written as a yearly percent called the APR.
• Debt collectors: your rightsA debt collector has to tell you who you owe, how much, and how to dispute it.
• Payday loans and other expensive trapsA payday loan is a small, short-term loan due on your next payday, and it's very expensive.

2 more on the way.