Credit, reports and scores
- How credit scores workYour credit score is a number that predicts whether you'll pay a loan back on time.
- Reading your credit reportGet your free reports at AnnualCreditReport.com, then go through each one for accounts you don't recognize, wrong balances and late payments that aren't yours.
- Disputing errors on your reportDispute the mistake with the credit bureau that shows it, online, by mail or by phone.
3 more on the way.